Commercial Umbrella Insurance
from Mainstreet Test
Why Choose Mainstreet Test?
Our team is ready to start putting together your Commercial Umbrella Insurance recommendations. We'll work tirelessly for you to ensure you get the right coverage for your situation. And whenever you need a hand, we'll be here for you.
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Business Umbrella Insurance
A commercial umbrella policy protects you when a catastrophe results in losses that exceed your basic liability coverage.
In some cases, it can even broaden your protection.
For businesses with above-average risk exposure (high loss potential, high-profile, a global presence, etc.), higher coverage limits may be necessary.
In those cases, excess liability coverage can provide extra coverage above and beyond an umbrella policy.
Examples where a commercial umbrella policy might be needed can include:
- A customer falls down in your office, severely injuring themselves in the process. The costs of the injuries exceed the coverage of your general liability policy.
- An advertisement your business placed is deemed misleading, and subject to a class-action lawsuit that exceeds your primary business liability.
- An employee is injured while operating a piece of heavy equipment on the job. They sue the equipment manufacturer, who in turn sues you for an amount that exceeds your business liability coverage.
If you’re not sure about whether you need umbrella insurance, we can help. Contact us today to speak to our professionals and find out whether umbrella insurance is right for your business.
Start an Insurance Quote
Our insurance team will discuss your specific needs and assemble a comprehensive insurance proposal for your review. We'll answer all your questions and make sure you're comfortable with your coverage.
About Mainstreet Test
We're a team of enthusiastic insurance agents who just enjoy helping people. Whether it's an in-depth conversation about policy coverage or helping a frazzled customer with their claim, we're here for you.